Sundaram, N., S. Geetha, and E. N. Kanjana. “Efficiency of Scheduled Commercial Banks in India - An Analytical Study”. Indian Journal of Finance 2, no. 3 (June 1, 2008): 15–24. Accessed August 6, 2025. https://www.indianjournalofcapitalmarkets.com/index.php/IJF/article/view/71667.