Mohapatra, Amiya Kumar, Aditya Prasad Sahoo, Puja Tripathy, Rahul Matta, and Ankur Saxena. 2026. “Adoption of Explainable Artificial Intelligence in Retail Investors’ Decision-Making : Evidence from India”. Indian Journal of Finance 20 (1):24-37. https://doi.org/10.17010/ijf/2026/v20i1/175903.