JACOB, Rosin C.; JACOB, Mishel Elizabeth; JOHNSON, Johney. Understanding Factors Affecting UPI Adoption among Low-Income Consumers in India. Indian Journal of Finance, [S. l.], v. 18, n. 7, p. 44–59, 2024. DOI: 10.17010/ijf/2024/v18i7/174032. Disponível em: https://www.indianjournalofcapitalmarkets.com/index.php/IJF/article/view/174032. Acesso em: 5 aug. 2025.