GAUTAM, Vandana. Impact of Retail Lending on Profitability of DCCBs of Punjab. Indian Journal of Finance, [S. l.], v. 13, n. 10, p. 49–61, 2019. DOI: 10.17010/ijf/2019/v13i10/147747. Disponível em: https://www.indianjournalofcapitalmarkets.com/index.php/IJF/article/view/147747. Acesso em: 6 aug. 2025.