VISWANATHA REDDY, C. 12 Pillars’ Framework for Successful Financial Inclusion in India. Indian Journal of Finance, [S. l.], v. 10, n. 12, p. 7–28, 2016. DOI: 10.17010/ijf/2016/v10i12/106878. Disponível em: https://www.indianjournalofcapitalmarkets.com/index.php/IJF/article/view/106878. Acesso em: 6 aug. 2025.