SATHIYAN, Sanjana; PANDA, Prasant Kumar. Financial Inclusion in India:An Analysis of Pattern and Determinants. Indian Journal of Finance, [S. l.], v. 10, n. 4, p. 41–53, 2016. DOI: 10.17010/ijf/2016/v10i4/90799. Disponível em: https://www.indianjournalofcapitalmarkets.com/index.php/IJF/article/view/90799. Acesso em: 6 aug. 2025.