UVANESWARAN, S. M. Operating Efficiency of Public Sector Commercial Banks in India During the First and Second Generation Reforms. Indian Journal of Finance, [S. l.], v. 5, n. 10, p. 28–42, 2011. Disponível em: https://www.indianjournalofcapitalmarkets.com/index.php/IJF/article/view/72480. Acesso em: 5 aug. 2025.